credit card fraud

[spieszak]

Just got off the phone disputing about $150 worth of transactions on my debit card. The folks at Wells Fargo told me that this has been the worst Christmas in 15 years for reported fraud, and that stats were done factoring out the target fiasco (because the cost of that is being passed on).
Just figured I'd note a reminder to anyone who reads this that it might be a good idea to verify your statement this month. Whomever got mine made small transactions under $40 each, and it would have been easy not to notice had I not been keeping track. Its a bit weird to see transactions on your card from Nevada, New Jersey, California and South Carolina all on the same day.
No major harm seems to have been done in my case as I caught it early, so its really just mostly an inconvenience... but there is a time limit on reporting it, so it might be worth taking a look to see if ALL those Christmas charges actually were yours.

 

[Peppie]

I checked my account Fri. just because.
Im good to go

 

[spieszak]

Good to hear.
Its not like me to post something like this (anywhere), because the bulk of folks are aware how easily this stuff happens. But when they noted how prevalent it was this year, and thinking about how easy it would be to miss something in a time we usually spend too much anyway, it seemed worth putting it out there.

 

[Peppie]

I got wind of this scam on another forum site. Happened to a bunch of others over there

 

[Ichthys]

there is a foolproof method to prevent scammers from accessing your accounts.
1) Go to the bank in person and withdraw all your funds (careful to leave enough in there to cover outstanding checks)
2) Take the cash, now in the form of 100 dollar bills in US Currency, remove 1 bill from stack. (this is important and will be explained later)
3) Place ALL the bills in a manila envelope and seal well. (you may need more than one envelope depending on tank size which apparently effects bank account size inversely)
4) Using permanent marker, write my address on envelope and take to US Post office.
5) Now utilize the 1 bill you set aside in step 2, pay postage to have envelope entrusted into my keeping.
6) Relax, worry free, no one will ever be able to access your money in your bank accounts again!

disclaimer for USPS purposes. This post is humor, and is not intended in any way to defraud anyone of their assets. Contents may be hot. Do not use internally.

 

[spieszak]

there is a foolproof method to prevent scammers from accessing your accounts.
1) Go to the bank in person and withdraw all your funds (careful to leave enough in there to cover outstanding checks)
2) Take the cash, now in the form of 100 dollar bills in US Currency, remove 1 bill from stack. (this is important and will be explained later)
3) Place ALL the bills in a manila envelope and seal well. (you may need more than one envelope depending on tank size which apparently effects bank account size inversely)
4) Using permanent marker, write my address on envelope and take to US Post office.
5) Now utilize the 1 bill you set aside in step 2, pay postage to have envelope entrusted into my keeping.
6) Relax, worry free, no one will ever be able to access your money in your bank accounts again!

disclaimer for USPS purposes. This post is humor, and is not intended in any way to defraud anyone of their assets. Contents may be hot. Do not use internally.

sounds like a fair solution. any advice for after i do this, and they come take my house?