Yes mines was direct deposit also and according to the SS# I should've got mines on the 9th. This is what I understand if you used turbo tax or H&R block software if you decided for them to deduct the fees from your tax return (which I did) than you go through a 3rd party bank they use the term ATL (anticipated tax loan) rather having the IRS depositing your money and if you chose to pay the fee up front with a debit card than the money is direct deposited strait from the IRS. Does that make sense? Oh well I'm not in a hurry to spend it as a matter of fact it will be going to pay some bills so its not a biggie to me.